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American households are navigating a complex credit landscape in early 2025 according to releases from the New York Federal Reserve.  Total household debt hit a record $18.04 trillion at the end of 2024, driven largely by credit card balances, which surged to $1.21 trillion.

Tariffs are essentially taxes imposed by a country on goods imported from abroad.  They serve multiple purposes: generating revenue for the government, protecting domestic industries from foreign competition, and sometimes as a tool in trade negotiations.  When a tariff is applied, it increases the cost of imported goods, making them less competitive against domestic products.

Happy Valentine’s Day!  It’s the day when people express their love for those nearest to their hearts.

Last week Atlas sent a note called How Did We Get Here?

In recent years, America has experienced higher inflation than we've seen in a long time.

Tour guides are useful when exploring unfamiliar territories.  They can help make sure a trip accomplishes desired outcomes while making sure travelers avoid places where calamitous outcomes are more likely.  While they cannot directly prevent spoiled vacations, they help improve the odds that one will be enjoyed.

Growing positivity seems like a good idea most of the time for most people.  While the definition of what is and isn’t positive remains subjective, most would likely agree that there ought to be more of it.  According to this survey from Gallup, there was an uptick of positivity for the first

Greenland has been subjected to an intrusion.  About a billion years ago a tectonic plate was ripped away from a second which allowed magma to flow toward the surface but be sealed by what is now the south-west portion of the autonomous territory of the Kingdom of Denmark.  As the magma cooled, a giant rock developed containing 30 of the modern economy’s most desired raw materia

Here we are on the first Friday of 2025.  Tragically, a lot has already happened.  But with so much runway ahead of us, there is much more to unfold.  Of course, it will not all be a bed of roses, but we have plenty to look forward to.  Before looking ahead, let’s look back.  One would need to have been alive in 1936 the last time a square number was at the top of

Tis’ the season for a lot of things, eggnog being one of them.  This seasonal delight faces pressure from both the supply and demand curves in 2024.  The demand side is easy.  More of the egg-milk punch is consumed now than in the summer, so producers expect demand to pull prices up, all else equal.  This allows poultry farmers to make hay while the sun is less likely