Credit

The Coachella Valley Music and Arts Festival has become a bellwether for cultural trends among young Americans.  This year’s second weekend is getting started shortly, and the event may be morphing into an economic bellwether for this cohort as well.  Ticketing data is focusing the lens onto the realities of a K-shaped economy.  According to PaymentsJournal.com, approximate

American households are navigating a complex credit landscape in early 2025 according to releases from the New York Federal Reserve.  Total household debt hit a record $18.04 trillion at the end of 2024, driven largely by credit card balances, which surged to $1.21 trillion.

Americans push limits. It is an integral piece of our nation’s DNA and arguably part of what makes our nation exceptional.  Unfortunately, not all limit-pushing is good. Perhaps this note pushes a certain limit, and its result is less than pleasing (you be the judge), but let’s try anyway.

Thistles are plants that can spread rapidly across a landscape.  They are a resilient weed that have evolved to survive in some of the harshest conditions.  A thistle is thorny and can cause discomfort if one is not careful.  Before we paint them with too broad a brush, however, its worth noting that they have some redeeming qualities.  They provide a food source for some wi

According to anecdotal evidence, slacklining is gaining popularity.  I have seen participants engaged in the balancing act more frequently lately.  Slacklining is an activity requiring stability and various levels of tension.  Essentially, a line is suspended between two trees with a modest amount of “slack” creating a dynamic line which will stretch and bounce while